Attention Puget Sound homeowners: Get an Appraisal today!

Here are the top seven reasons WA homeowners use Witherell & Associates, Inc.:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to lower a mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a WA divorce, when real estate property needs to be divided
  7. To settle an estate in WA by determining the true market value of property in question

Own a home in the Puget Sound and need help determining the price of it?
Contact Witherell & Associates, Inc..

We at Witherell & Associates, Inc. understand the special needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at Witherell & Associates, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.

PMI Removal Appraisals

A fashionable way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. Witherell & Associates, Inc. is veterans in helping customers just like you get rid of unneeded PMI insurance.

Challenging Snohomish county's assessment of your property

Your local tax assessor may have your home overvalued if your house not appreciating as much as other houses close to yours. This means you're going to pay higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Witherell & Associates, Inc. is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. Not only can this be disadvantageous from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Witherell & Associates, Inc. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for verity, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Witherell & Associates, Inc. can help you with that. Even though this is typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.